Fast Goal Setting For Dummies

Fast Goal setting for dummies – Part 1

You know what – goal setting can be fun!

First of all you need to identify your personal values which will then enable you to set goals to reflect those values.  There is absolutely no point in having goals if you don’t identify what makes you tick. Everyone can say they want a big house, car, boat but you have to identify why!

Easier said than done? Sure it is – it’s easy!

To start all you need is a pen, paper and a willingness to be honest. This is to do with you, no-one else. You should allow at least 30 minutes to accomplish your task.

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 So, ready, steady,  go ……

1.       You need to be relaxed, nothing will be accomplished if you are tense. Make sure you are on your own in a quiet relaxed atmosphere. Maybe put some mood music on, even meditate for a few minutes, just to clear your mind.

2.       Ask yourself a question at a time and, no cheating, be honest.

(a)    First question – if you knew Doomsday was about to occur, what would you want to achieve.

(b)   Second question – describe the person that you believe you are when you are at your absolute peak. Use adjectives, colours whatever you like to describe yourself

(c)    Third question – who would you say was your role model and why?

(d)   At the end of your life, how do you want to be remembered?

Now if you have been honest, then you should have an idea of what matters to you i.e. your values!

3.       So now, lets start to identify your goals using your values

(a)     What do you love doing, what makes you happy?

(b)   What would your dream life be? Don’t hold back on this one.

(c)    What are you great at? What’s your USP?

(d)   What would you do if you were guaranteed to succeed

transformanceinc

 For Section 3 you may need to divide out your life into personal, career and helping others. In personal you should include relationships (family, friends and partner), health and fitness, hobbies and just sheer pleasure! For career incorporate your ideal worklife, money, colleagues, company, working for yourself? In the “helping others” include what you would like to give back to the world, ie. What charitable acts would you like to achieve?

So looking at all of these you should now be able to write down  at least 3 goals for each section (and hopefully more!). Look at them closely, are they really, really what YOU dream of – again be honest. There is absolutely no point in setting goals if they mean nothing to you and you have only included them because you think you should.

Check your goals against your values – do they match?

Part 2 will be how you bring these goals to fruition – watch this space.

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Consolidate Private Student Loans

Consolidate Private Student Loans

Thinking before you get into Students Loans

Consolidate Private Student Loans

I read an interesting article today about how much student loans (in the USA) were costing currently. It’s amazing that the average student loan debt burden now stands at $45,000 at graduation!

So with the extremely high unemployment rates for graduates and those in their twenties the prospect of paying off these loans with high paid jobs is rather low!

So what would be the alternatives to becoming a student? What about:

• In the initial phase, go to work to learn a trade or indeed to get some skills? Earning money whilst learning.

• Taking courses on non-traditional education (say) courses on investing hosted by professionals (those that have done it) rather than professors? Or skills like computer programming and web design – all costing so much less. Rather than spending 4 years wondering what you want to do, getting into debt and taking lessons you will probably never use, figure out what you want to do and take specific classes that will help you in the future at a fraction of the cost.

• If you have to spend $45,000 to get a degree just to work in a supermarket, why not skip the debt, get a job at Tescos or Wal Mart, save some money and begin investing! Find a class in finances, learn all you can and become an entrepreneur now without debt!

• Why not start a business? Some of the most successful business entrepreneurs never went to college, or dropped out. They decided that rather putting their talent and energy in other people’s pockets, they could use them for their own goals. If you have a good idea why not go with it now?

• Find out what your real passion is and pursue it.

All of these would involve new thinking and effort – are you the sort of person prepared to do it? Effort directed into something that you really want to do will seem much easier than effort of “going through the motions.”